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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,300 | $209,422-73.6% | $178,503-69.0% | $158,982-65.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 30.53% | 188.81%-158.3pp | 151.12%-120.6pp | 302.99%-272.5pp |
| Employer contribution / active EE | $9,967 | $5,707+74.6% | $5,011+98.9% | $4,763+109.3% |
| Participant deferral / active EE | $10,502 | $5,955+76.4% | $5,202+101.9% | $5,983+75.5% |
| Admin fee / account holder | $309 | $17,079-98.2% | $13,987-97.8% | $11,252-97.3% |