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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 26-0141151 | Advisory (Participants) | $113,686 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $109,844 |
ACTUARIES UNLIMITED, INC.2 years Service code 11 · EIN 95-3654973 | Actuarial | $55,728 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,022 | $82,188+32.6% | $125,391-13.1% | $64,824+68.2% |
| Participation rate | 89.1% | 77.9%+11.2pp | 82.4%+6.7pp | 71.5%+17.6pp |
| Annual return | -10.56% | 3.50%-14.1pp | 572.41%-583.0pp | 32.84%-43.4pp |
| Employer contribution / active EE | $2,317 | $3,617-36.0% | $4,816-51.9% | $2,507-7.6% |
| Participant deferral / active EE | $9,749 | $7,177+35.8% | $7,448+30.9% | $4,311+126.1% |
| Admin fee / account holder | $427 | $163+161.8% | $10,009-95.7% | $188+127.5% |