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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,805 | $160,040-42.6% | $147,096-37.6% | $145,877-37.1% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 16.71% | 98.49%-81.8pp | 419.75%-403.0pp | 551.28%-534.6pp |
| Employer contribution / active EE | $2,581 | $5,289-51.2% | $4,936-47.7% | $4,663-44.7% |
| Participant deferral / active EE | $6,724 | $8,429-20.2% | $8,071-16.7% | $6,691+0.5% |
| Admin fee / account holder | $364 | $15,050-97.6% | $13,005-97.2% | $13,402-97.3% |