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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,920 | $162,136-11.9% | $152,301-6.2% | $154,746-7.6% |
| Participation rate | 73.3% | 84.1%-10.8pp | 82.4%-9.1pp | 80.7%-7.4pp |
| Annual return | 22.43% | 91.02%-68.6pp | 80.50%-58.1pp | 172.34%-149.9pp |
| Employer contribution / active EE | $6,251 | $4,890+27.8% | $4,624+35.2% | $4,379+42.7% |
| Participant deferral / active EE | $9,767 | $8,341+17.1% | $8,004+22.0% | $6,730+45.1% |
| Admin fee / account holder | $30,633 | $15,759+94.4% | $14,398+112.8% | $14,365+113.2% |