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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,920 | $154,228-7.3% | $145,433-1.7% | $137,256+4.1% |
| Participation rate | 73.3% | 83.8%-10.5pp | 82.1%-8.8pp | 80.0%-6.6pp |
| Annual return | 22.43% | 74.59%-52.2pp | 66.58%-44.1pp | 220.34%-197.9pp |
| Employer contribution / active EE | $6,251 | $4,804+30.1% | $4,554+37.3% | $4,156+50.4% |
| Participant deferral / active EE | $9,767 | $8,216+18.9% | $7,897+23.7% | $6,407+52.4% |
| Admin fee / account holder | $30,633 | $14,344+113.6% | $13,129+133.3% | $12,270+149.7% |