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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,983 | $138,102-36.3% | $125,381-29.8% | $134,532-34.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -29.65% | 750.73%-780.4pp | 572.31%-602.0pp | 418.27%-447.9pp |
| Employer contribution / active EE | $1,864 | $5,245-64.5% | $4,815-61.3% | $4,741-60.7% |
| Participant deferral / active EE | $3,277 | $7,801-58.0% | $7,448-56.0% | $6,401-48.8% |
| Admin fee / account holder | $17,757 | $11,568+53.5% | $10,007+77.4% | $11,429+55.4% |