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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,186 | $85,024-85.7% | $70,544-82.7% | $139,466-91.3% |
| Participation rate | 59.1% | 73.9%-14.8pp | 68.4%-9.3pp | 80.3%-21.2pp |
| Annual return | 19.77% | 30.39%-10.6pp | 32.79%-13.0pp | 373.66%-353.9pp |
| Employer contribution / active EE | $1,285 | $3,912-67.2% | $2,976-56.8% | $4,754-73.0% |
| Participant deferral / active EE | $1,556 | $5,891-73.6% | $4,568-65.9% | $6,712-76.8% |
| Admin fee / account holder | $968 | $8,928-89.2% | $6,427-84.9% | $11,409-91.5% |