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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $97,255 |
KESTRA INVESTMENT SERVICES LLC2+ years Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $29,475 |
PAPILLON PRINTING, LLC2+ years Service code 13 · EIN 81-5183995 | Contract Administrator | $21,581 |
Service code 13 · EIN 27-3232902 | Contract Administrator | $19,650 |
ORENDA RETIREMENT, LLC2+ years Service code 13 · EIN 36-4877979 | Contract Administrator | $17,427 |
ORENDA RETIREMENT, LLC1 year Filed as: ORENDA RETIREMENT LLC Service code 10 · EIN 47-3867979 | Accounting | $15,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,974 | $52,961+9.5% | $172,752-66.4% | $65,185-11.1% |
| Participation rate | 59.7% | 66.2%-6.5pp | 82.6%-22.9pp | 70.2%-10.5pp |
| Annual return | 18.48% | 30.12%-11.6pp | 802.97%-784.5pp | 29.38%-10.9pp |
| Employer contribution / active EE | $2,214 | $2,190+1.1% | $5,144-57.0% | $2,177+1.7% |
| Participant deferral / active EE | $5,807 | $2,471+135.0% | $5,198+11.7% | $3,514+65.3% |
| Admin fee / account holder | $448 | $472-5.1% | $13,955-96.8% | $847-47.1% |