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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,339 | $102,595-67.5% | $94,057-64.6% | $154,746-78.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 14.45% | 583.42%-569.0pp | 480.62%-466.2pp | 172.34%-157.9pp |
| Employer contribution / active EE | $2,416 | $3,147-23.2% | $2,933-17.6% | $4,379-44.8% |
| Participant deferral / active EE | $8,235 | $5,118+60.9% | $4,709+74.9% | $6,730+22.4% |
| Admin fee / account holder | $310 | $7,736-96.0% | $7,244-95.7% | $14,365-97.8% |