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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,864 | $160,028-91.3% | $147,080-90.6% | $145,884-90.5% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.51% | 98.60%-85.1pp | 420.17%-406.7pp | 551.85%-538.3pp |
| Employer contribution / active EE | $2,358 | $5,286-55.4% | $4,933-52.2% | $4,662-49.4% |
| Participant deferral / active EE | $2,494 | $8,422-70.4% | $8,066-69.1% | $6,690-62.7% |
| Admin fee / account holder | $1,708 | $15,030-88.6% | $12,989-86.9% | $13,392-87.2% |