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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,048 | $157,304-84.1% | $141,197-82.3% | $152,909-83.6% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 70.02% | 64.34%+5.7pp | 71.41%-1.4pp | 345.46%-275.4pp |
| Employer contribution / active EE | $4,875 | $5,263-7.4% | $4,736+2.9% | $4,764+2.3% |
| Participant deferral / active EE | $6,000 | $7,111-15.6% | $6,710-10.6% | $5,851+2.5% |
| Admin fee / account holder | $1,414 | $12,126-88.3% | $10,265-86.2% | $11,601-87.8% |