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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,404 | $88,754-44.3% | $81,820-39.6% | $145,877-66.1% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.71% | 1031.77%-1018.1pp | 777.93%-764.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,925 | $3,085-5.2% | $2,915+0.4% | $4,663-37.3% |
| Participant deferral / active EE | $9,108 | $4,648+96.0% | $4,323+110.7% | $6,691+36.1% |
| Admin fee / account holder | $763 | $8,424-90.9% | $7,391-89.7% | $13,402-94.3% |