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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,625 | $157,829-55.3% | $136,867-48.4% | $198,609-64.4% |
| Participation rate | 68.8% | 77.2%-8.4pp | 74.5%-5.8pp | 82.4%-13.6pp |
| Annual return | 19.19% | 51.25%-32.1pp | 42.97%-23.8pp | 202.70%-183.5pp |
| Employer contribution / active EE | $3,005 | $3,923-23.4% | $3,547-15.3% | $5,055-40.6% |
| Participant deferral / active EE | $9,548 | $5,463+74.8% | $4,924+93.9% | $6,977+36.9% |
| Admin fee / account holder | $4,805 | $11,107-56.7% | $10,340-53.5% | $19,030-74.7% |