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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,625 | $72,071-2.0% | $68,368+3.3% | $137,256-48.5% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 19.19% | 353.14%-334.0pp | 292.57%-273.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $3,005 | $2,788+7.8% | $2,649+13.4% | $4,156-27.7% |
| Participant deferral / active EE | $9,548 | $4,410+116.5% | $4,123+131.6% | $6,407+49.0% |
| Admin fee / account holder | $4,805 | $5,336-9.9% | $5,150-6.7% | $12,270-60.8% |