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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,980 | $88,754-65.1% | $81,820-62.1% | $145,877-78.8% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 8.65% | 1031.77%-1023.1pp | 777.93%-769.3pp | 551.28%-542.6pp |
| Employer contribution / active EE | $1,148 | $3,085-62.8% | $2,915-60.6% | $4,663-75.4% |
| Participant deferral / active EE | $2,173 | $4,648-53.3% | $4,323-49.7% | $6,691-67.5% |
| Admin fee / account holder | $2,193 | $8,424-74.0% | $7,391-70.3% | $13,402-83.6% |