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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,962 | $27,632-27.8% | $61,452-67.5% | $68,486-70.9% |
| Participation rate | 14.3% | 39.5%-25.2pp | 52.6%-38.3pp | 67.9%-53.6pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.96%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $265 | $696-62.0% | $1,160-77.2% | $2,597-89.8% |
| Participant deferral / active EE | $1,117 | $1,264-11.6% | $2,125-47.4% | $4,028-72.3% |
| Admin fee / account holder | $411 | $2,010-79.5% | $2,131-80.7% | $5,404-92.4% |