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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,133 | $77,817-9.9% | $123,553-43.2% | $64,173+9.3% |
| Participation rate | 55.8% | 74.7%-18.9pp | 82.3%-26.5pp | 69.6%-13.7pp |
| Annual return | 0.00% | 12.49%-12.5pp | 119.21%-119.2pp | 7.63%-7.6pp |
| Employer contribution / active EE | $4,498 | $3,014+49.2% | $4,628-2.8% | $2,381+88.9% |
| Participant deferral / active EE | $6,388 | $5,240+21.9% | $6,426-0.6% | $3,470+84.1% |
| Admin fee / account holder | $11 | $5,519-99.8% | $9,284-99.9% | $4,887-99.8% |