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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,379 | $93,598-43.0% | $135,974-60.7% | $75,173-29.0% |
| Participation rate | 71.8% | 75.2%-3.4pp | 81.9%-10.1pp | 67.2%+4.6pp |
| Annual return | 14.15% | 30.89%-16.7pp | 68.30%-54.2pp | 160.72%-146.6pp |
| Employer contribution / active EE | $3,340 | $3,538-5.6% | $4,859-31.3% | $2,671+25.0% |
| Participant deferral / active EE | $6,398 | $6,405-0.1% | $7,760-17.6% | $4,126+55.1% |
| Admin fee / account holder | $6,582 | $6,978-5.7% | $10,767-38.9% | $5,651+16.5% |