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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,390 | $199,109-94.3% | $173,730-93.4% | $154,746-92.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 24.61% | 20.02%+4.6pp | 19.96%+4.7pp | 172.34%-147.7pp |
| Employer contribution / active EE | $4,185 | $5,311-21.2% | $4,577-8.6% | $4,379-4.4% |
| Participant deferral / active EE | $5,207 | $7,113-26.8% | $6,326-17.7% | $6,730-22.6% |
| Admin fee / account holder | $1,238 | $20,916-94.1% | $17,523-92.9% | $14,365-91.4% |