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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,390 | $178,174-93.6% | $156,181-92.7% | $137,256-91.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 24.61% | 84.19%-59.6pp | 64.87%-40.3pp | 220.34%-195.7pp |
| Employer contribution / active EE | $4,185 | $4,972-15.8% | $4,294-2.5% | $4,156+0.7% |
| Participant deferral / active EE | $5,207 | $6,888-24.4% | $6,132-15.1% | $6,407-18.7% |
| Admin fee / account holder | $1,238 | $17,404-92.9% | $14,586-91.5% | $12,270-89.9% |