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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,678 | $62,583-46.2% | $76,767-56.1% | $64,173-47.5% |
| Participation rate | 72.6% | 72.8%-0.2pp | 77.0%-4.4pp | 69.6%+3.0pp |
| Annual return | -4.95% | -1.95%-3.0pp | 2.43%-7.4pp | 7.63%-12.6pp |
| Employer contribution / active EE | $224 | $1,832-87.8% | $2,485-91.0% | $2,381-90.6% |
| Participant deferral / active EE | $1,555 | $3,145-50.5% | $3,852-59.6% | $3,470-55.2% |
| Admin fee / account holder | $2,020 | $4,667-56.7% | $6,675-69.7% | $4,887-58.7% |