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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,663 | $106,918+214.9% | $84,021+300.7% | $152,897+120.2% |
| Participation rate | 50.0% | 75.2%-25.2pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | -7.85% | 105.01%-112.9pp | 71.32%-79.2pp | 345.43%-353.3pp |
| Employer contribution / active EE | $1,221 | $2,735-55.3% | $1,984-38.4% | $4,764-74.4% |
| Participant deferral / active EE | $2,748 | $4,012-31.5% | $3,239-15.2% | $5,851-53.0% |
| Admin fee / account holder | $0 | $8,288-100.0% | $6,102-100.0% | $11,599-100.0% |