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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,513 | $160,040-83.4% | $147,096-82.0% | $145,877-81.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 57.89% | 98.49%-40.6pp | 419.75%-361.9pp | 551.28%-493.4pp |
| Employer contribution / active EE | $3,207 | $5,289-39.4% | $4,936-35.0% | $4,663-31.2% |
| Participant deferral / active EE | $9,850 | $8,429+16.9% | $8,071+22.0% | $6,691+47.2% |
| Admin fee / account holder | $7,286 | $15,050-51.6% | $13,005-44.0% | $13,402-45.6% |