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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,513 | $159,934-83.4% | $147,005-82.0% | $145,959-81.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 57.89% | 98.24%-40.4pp | 418.76%-360.9pp | 561.95%-504.1pp |
| Employer contribution / active EE | $3,207 | $5,287-39.3% | $4,934-35.0% | $4,661-31.2% |
| Participant deferral / active EE | $9,850 | $8,427+16.9% | $8,070+22.1% | $6,689+47.3% |
| Admin fee / account holder | $7,286 | $15,053-51.6% | $13,006-44.0% | $13,398-45.6% |