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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,056 | $64,176-53.2% | $112,249-73.2% | $66,938-55.1% |
| Participation rate | 24.6% | 68.4%-43.8pp | 75.1%-50.4pp | 69.8%-45.2pp |
| Annual return | -7.57% | -13.80%+6.2pp | 27.48%-35.1pp | 1.58%-9.1pp |
| Employer contribution / active EE | $0 | $3,007-100.0% | $3,636-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $1,640 | $3,694-55.6% | $4,729-65.3% | $4,238-61.3% |
| Admin fee / account holder | $1 | $626-99.8% | $6,412-100.0% | $594-99.8% |