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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,428 | $90,614-83.0% | $76,089-79.7% | $145,877-89.4% |
| Participation rate | 76.9% | 74.5%+2.4pp | 69.1%+7.8pp | 80.3%-3.4pp |
| Annual return | 160.29% | 623.80%-463.5pp | 360.94%-200.6pp | 551.28%-391.0pp |
| Employer contribution / active EE | $2,232 | $3,324-32.9% | $2,690-17.0% | $4,663-52.1% |
| Participant deferral / active EE | $2,760 | $5,168-46.6% | $4,259-35.2% | $6,691-58.8% |
| Admin fee / account holder | $2,326 | $8,376-72.2% | $6,418-63.8% | $13,402-82.6% |