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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,846 | $199,109-86.0% | $173,730-84.0% | $154,746-82.0% |
| Participation rate | 78.6% | 82.8%-4.2pp | 79.6%-1.0pp | 80.7%-2.1pp |
| Annual return | 20.61% | 20.02%+0.6pp | 19.96%+0.6pp | 172.34%-151.7pp |
| Employer contribution / active EE | $2,438 | $5,311-54.1% | $4,577-46.7% | $4,379-44.3% |
| Participant deferral / active EE | $4,213 | $7,113-40.8% | $6,326-33.4% | $6,730-37.4% |
| Admin fee / account holder | $505 | $20,916-97.6% | $17,523-97.1% | $14,365-96.5% |