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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,846 | $254,759-89.1% | $216,567-87.1% | $198,609-86.0% |
| Participation rate | 78.6% | 84.5%-5.9pp | 81.6%-3.1pp | 82.4%-3.8pp |
| Annual return | 20.61% | 10.04%+10.6pp | 12.94%+7.7pp | 202.70%-182.1pp |
| Employer contribution / active EE | $2,438 | $6,096-60.0% | $5,216-53.3% | $5,055-51.8% |
| Participant deferral / active EE | $4,213 | $6,948-39.4% | $6,191-31.9% | $6,977-39.6% |
| Admin fee / account holder | $505 | $26,311-98.1% | $21,981-97.7% | $19,030-97.3% |