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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,409 | $185,312-74.4% | $161,489-70.6% | $154,746-69.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.80% | 103.84%-85.0pp | 89.72%-70.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,754 | $4,769-42.3% | $4,268-35.5% | $4,379-37.1% |
| Participant deferral / active EE | $7,503 | $6,350+18.2% | $5,630+33.3% | $6,730+11.5% |
| Admin fee / account holder | $723 | $18,654-96.1% | $16,006-95.5% | $14,365-95.0% |