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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $209,422-90.6% | $178,503-88.9% | $158,982-87.6% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 27.45% | 188.81%-161.4pp | 151.12%-123.7pp | 302.99%-275.5pp |
| Employer contribution / active EE | $1,397 | $5,707-75.5% | $5,011-72.1% | $4,763-70.7% |
| Participant deferral / active EE | $3,865 | $5,955-35.1% | $5,202-25.7% | $5,983-35.4% |
| Admin fee / account holder | $421 | $17,079-97.5% | $13,987-97.0% | $11,252-96.3% |