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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,540 | $167,030-92.5% | $135,768-90.8% | $155,188-91.9% |
| Participation rate | 50.0% | 76.2%-26.2pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 13.46% | 678.39%-664.9pp | 526.10%-512.6pp | 148.84%-135.4pp |
| Employer contribution / active EE | $331 | $4,132-92.0% | $3,394-90.2% | $4,248-92.2% |
| Participant deferral / active EE | $497 | $4,528-89.0% | $3,977-87.5% | $6,531-92.4% |
| Admin fee / account holder | $30,834 | $8,172+277.3% | $7,048+337.5% | $14,480+112.9% |