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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,540 | $149,040-91.6% | $120,225-89.6% | $137,256-90.9% |
| Participation rate | 50.0% | 75.4%-25.4pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 13.46% | 605.68%-592.2pp | 439.23%-425.8pp | 220.34%-206.9pp |
| Employer contribution / active EE | $331 | $4,350-92.4% | $3,475-90.5% | $4,156-92.0% |
| Participant deferral / active EE | $497 | $4,655-89.3% | $3,999-87.6% | $6,407-92.2% |
| Admin fee / account holder | $30,834 | $6,348+385.7% | $5,696+441.3% | $12,270+151.3% |