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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,987 | $162,136-15.5% | $152,301-10.1% | $154,746-11.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 20.59% | 91.02%-70.4pp | 80.50%-59.9pp | 172.34%-151.8pp |
| Employer contribution / active EE | $7,678 | $4,890+57.0% | $4,624+66.0% | $4,379+75.3% |
| Participant deferral / active EE | $15,355 | $8,341+84.1% | $8,004+91.8% | $6,730+128.1% |
| Admin fee / account holder | $35,575 | $15,759+125.7% | $14,398+147.1% | $14,365+147.6% |