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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,820 | $157,304-46.7% | $141,197-40.6% | $152,909-45.2% |
| Participation rate | 59.1% | 84.8%-25.7pp | 82.5%-23.4pp | 82.5%-23.4pp |
| Annual return | 21.37% | 64.34%-43.0pp | 71.41%-50.0pp | 345.46%-324.1pp |
| Employer contribution / active EE | $1,805 | $5,263-65.7% | $4,736-61.9% | $4,764-62.1% |
| Participant deferral / active EE | $3,401 | $7,111-52.2% | $6,710-49.3% | $5,851-41.9% |
| Admin fee / account holder | $21,208 | $12,126+74.9% | $10,265+106.6% | $11,601+82.8% |