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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,451 | $105,210-88.2% | $159,487-92.2% | $85,851-85.5% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.8%+2.9pp | 69.3%+16.4pp |
| Annual return | 29.53% | 45.08%-15.5pp | 263.71%-234.2pp | 318.63%-289.1pp |
| Employer contribution / active EE | $3,478 | $3,319+4.8% | $4,831-28.0% | $2,565+35.6% |
| Participant deferral / active EE | $6,489 | $5,946+9.1% | $7,354-11.8% | $3,952+64.2% |
| Admin fee / account holder | $2,997 | $6,934-56.8% | $10,804-72.3% | $6,261-52.1% |