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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,608 | $93,598-10.7% | $135,974-38.5% | $75,173+11.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 99.89% | 30.89%+69.0pp | 68.30%+31.6pp | 160.72%-60.8pp |
| Employer contribution / active EE | $17,471 | $3,538+393.8% | $4,859+259.6% | $2,671+554.1% |
| Participant deferral / active EE | $9,159 | $6,405+43.0% | $7,760+18.0% | $4,126+122.0% |
| Admin fee / account holder | $2,340 | $6,978-66.5% | $10,767-78.3% | $5,651-58.6% |