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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,104 | $148,629-80.4% | $135,982-78.6% | $139,487-79.1% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 24.66% | 79.33%-54.7pp | 68.32%-43.7pp | 373.84%-349.2pp |
| Employer contribution / active EE | $1,476 | $5,247-71.9% | $4,859-69.6% | $4,755-68.9% |
| Participant deferral / active EE | $5,178 | $8,102-36.1% | $7,760-33.3% | $6,713-22.9% |
| Admin fee / account holder | $90 | $12,406-99.3% | $10,767-99.2% | $11,407-99.2% |