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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,975 | $183,516-49.3% | $155,534-40.2% | $145,884-36.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.81% | 61.43%-42.6pp | 64.92%-46.1pp | 551.85%-533.0pp |
| Employer contribution / active EE | $7,630 | $5,315+43.6% | $4,675+63.2% | $4,662+63.7% |
| Participant deferral / active EE | $3,425 | $6,467-47.0% | $5,630-39.2% | $6,690-48.8% |
| Admin fee / account holder | $3,491 | $19,293-81.9% | $15,900-78.0% | $13,392-73.9% |