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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,975 | $183,592-49.4% | $155,574-40.2% | $145,877-36.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.81% | 61.37%-42.6pp | 64.87%-46.1pp | 551.28%-532.5pp |
| Employer contribution / active EE | $7,630 | $5,317+43.5% | $4,676+63.2% | $4,663+63.6% |
| Participant deferral / active EE | $3,425 | $6,466-47.0% | $5,629-39.2% | $6,691-48.8% |
| Admin fee / account holder | $3,491 | $19,316-81.9% | $15,914-78.1% | $13,402-74.0% |