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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,975 | $183,539-49.3% | $155,556-40.2% | $145,897-36.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.81% | 61.31%-42.5pp | 64.84%-46.0pp | 552.29%-533.5pp |
| Employer contribution / active EE | $7,630 | $5,315+43.5% | $4,675+63.2% | $4,663+63.6% |
| Participant deferral / active EE | $3,425 | $6,467-47.0% | $5,631-39.2% | $6,689-48.8% |
| Admin fee / account holder | $3,491 | $19,275-81.9% | $15,885-78.0% | $13,390-73.9% |