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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,753 | $68,394-75.5% | $94,672-82.3% | $75,177-77.7% |
| Participation rate | 94.1% | 76.1%+18.0pp | 80.8%+13.3pp | 67.2%+26.9pp |
| Annual return | 0.00% | 616.92%-616.9pp | 156.89%-156.9pp | 160.75%-160.8pp |
| Employer contribution / active EE | $6,349 | $2,701+135.1% | $3,673+72.9% | $2,671+137.7% |
| Participant deferral / active EE | $7,855 | $6,536+20.2% | $7,417+5.9% | $4,126+90.4% |
| Admin fee / account holder | $8,717 | $5,326+63.7% | $7,222+20.7% | $5,651+54.3% |