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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,263 | $176,105-22.6% | $159,474-14.6% | $167,536-18.7% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 20.62% | 331.91%-311.3pp | 263.68%-243.1pp | 478.82%-458.2pp |
| Employer contribution / active EE | $20,672 | $5,299+290.1% | $4,831+327.9% | $4,839+327.2% |
| Participant deferral / active EE | $14,863 | $7,751+91.7% | $7,353+102.1% | $6,342+134.4% |
| Admin fee / account holder | $521 | $12,559-95.9% | $10,802-95.2% | $12,315-95.8% |