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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,032 | $167,353+2.8% | $143,797+19.6% | $134,545+27.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.95% | 0.48%-30.4pp | -0.04%-29.9pp | 418.37%-448.3pp |
| Employer contribution / active EE | $23,109 | $5,620+311.2% | $4,952+366.6% | $4,742+387.4% |
| Participant deferral / active EE | $11,537 | $6,447+78.9% | $5,638+104.6% | $6,401+80.2% |
| Admin fee / account holder | $2,935 | $18,096-83.8% | $14,679-80.0% | $11,431-74.3% |