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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,846 | $82,324-71.0% | $68,803-65.3% | $134,545-82.3% |
| Participation rate | 69.2% | 75.1%-5.8pp | 69.0%+0.2pp | 81.2%-12.0pp |
| Annual return | 15.34% | -2.17%+17.5pp | -6.37%+21.7pp | 418.37%-403.0pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,656-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,592 | $4,740+39.1% | $3,942+67.2% | $6,401+3.0% |
| Admin fee / account holder | $1,922 | $6,485-70.4% | $4,936-61.1% | $11,431-83.2% |