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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,785 | $201,344-63.9% | $184,243-60.5% | $145,877-50.1% |
| Participation rate | 93.8% | 87.5%+6.3pp | 86.8%+6.9pp | 80.3%+13.4pp |
| Annual return | 21.12% | 29.01%-7.9pp | 28.82%-7.7pp | 551.28%-530.2pp |
| Employer contribution / active EE | $7,416 | $7,022+5.6% | $6,427+15.4% | $4,663+59.0% |
| Participant deferral / active EE | $12,354 | $9,807+26.0% | $9,132+35.3% | $6,691+84.6% |
| Admin fee / account holder | $27,113 | $16,382+65.5% | $13,914+94.9% | $13,402+102.3% |