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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,667 | $175,259-86.5% | $149,723-84.2% | $139,487-83.0% |
| Participation rate | 81.0% | 83.4%-2.4pp | 78.8%+2.2pp | 80.3%+0.6pp |
| Annual return | 22.37% | 166.82%-144.5pp | 134.50%-112.1pp | 373.84%-351.5pp |
| Employer contribution / active EE | $1,936 | $5,478-64.7% | $4,821-59.9% | $4,755-59.3% |
| Participant deferral / active EE | $4,144 | $6,522-36.5% | $5,682-27.1% | $6,713-38.3% |
| Admin fee / account holder | $436 | $16,158-97.3% | $13,215-96.7% | $11,407-96.2% |