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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $24,550 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,584 | $102,661-33.2% | $151,645-54.8% | $66,949+2.4% |
| Participation rate | 69.1% | 85.5%-16.5pp | 87.5%-18.4pp | 69.8%-0.7pp |
| Annual return | -18.41% | -10.81%-7.6pp | 3.34%-21.7pp | 1.57%-20.0pp |
| Employer contribution / active EE | $3,270 | $4,184-21.8% | $6,165-47.0% | $2,545+28.5% |
| Participant deferral / active EE | $10,425 | $6,645+56.9% | $8,363+24.7% | $4,239+145.9% |
| Admin fee / account holder | $166 | $630-73.7% | $11,614-98.6% | $594-72.1% |