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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,761 | $165,381-7.0% | $149,730+2.7% | $158,966-3.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.19% | 348.29%-334.1pp | 276.70%-262.5pp | 302.95%-288.8pp |
| Employer contribution / active EE | $17,781 | $5,104+248.4% | $4,645+282.8% | $4,762+273.4% |
| Participant deferral / active EE | $14,528 | $7,182+102.3% | $6,843+112.3% | $5,983+142.8% |
| Admin fee / account holder | $6,886 | $10,809-36.3% | $9,310-26.0% | $11,250-38.8% |