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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,647 | $181,062+10.3% | $158,223+26.2% | $155,188+28.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 16.90% | 57.39%-40.5pp | 52.09%-35.2pp | 148.84%-131.9pp |
| Employer contribution / active EE | $8,598 | $4,565+88.4% | $4,109+109.3% | $4,248+102.4% |
| Participant deferral / active EE | $6,616 | $6,134+7.8% | $5,467+21.0% | $6,531+1.3% |
| Admin fee / account holder | $1,239 | $18,825-93.4% | $16,047-92.3% | $14,480-91.4% |