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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,220 | $102,663-83.2% | $86,216-80.0% | $139,466-87.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 25.24% | 1924.52%-1899.3pp | 1169.42%-1144.2pp | 373.66%-348.4pp |
| Employer contribution / active EE | $1,801 | $3,035-40.6% | $2,382-24.4% | $4,754-62.1% |
| Participant deferral / active EE | $5,208 | $4,677+11.3% | $3,986+30.6% | $6,712-22.4% |
| Admin fee / account holder | $1,332 | $8,663-84.6% | $6,853-80.6% | $11,409-88.3% |