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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,489 | $154,228-54.9% | $145,433-52.2% | $137,256-49.4% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 17.14% | 74.59%-57.4pp | 66.58%-49.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,074 | $4,804-56.8% | $4,554-54.5% | $4,156-50.1% |
| Participant deferral / active EE | $3,527 | $8,216-57.1% | $7,897-55.3% | $6,407-45.0% |
| Admin fee / account holder | $753 | $14,344-94.7% | $13,129-94.3% | $12,270-93.9% |