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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,657 | $148,623-55.8% | $135,974-51.7% | $139,466-52.9% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 19.94% | 79.30%-59.4pp | 68.30%-48.4pp | 373.66%-353.7pp |
| Employer contribution / active EE | $5,364 | $5,246+2.2% | $4,859+10.4% | $4,754+12.8% |
| Participant deferral / active EE | $13,990 | $8,103+72.7% | $7,760+80.3% | $6,712+108.4% |
| Admin fee / account holder | $14,501 | $12,406+16.9% | $10,767+34.7% | $11,409+27.1% |