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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,696 | $159,934-63.3% | $147,005-60.1% | $145,959-59.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 12.79% | 98.24%-85.5pp | 418.76%-406.0pp | 561.95%-549.2pp |
| Employer contribution / active EE | $4,094 | $5,287-22.6% | $4,934-17.0% | $4,661-12.2% |
| Participant deferral / active EE | $10,279 | $8,427+22.0% | $8,070+27.4% | $6,689+53.7% |
| Admin fee / account holder | $4,353 | $15,053-71.1% | $13,006-66.5% | $13,398-67.5% |