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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,111 | $162,821-82.1% | $133,978-78.3% | $158,982-81.7% |
| Participation rate | 55.6% | 83.2%-27.7pp | 79.8%-24.3pp | 82.0%-26.4pp |
| Annual return | 25.80% | 41.95%-16.1pp | 45.10%-19.3pp | 302.99%-277.2pp |
| Employer contribution / active EE | $1,406 | $4,976-71.7% | $3,919-64.1% | $4,763-70.5% |
| Participant deferral / active EE | $3,999 | $5,910-32.3% | $5,047-20.8% | $5,983-33.2% |
| Admin fee / account holder | $168 | $11,742-98.6% | $8,930-98.1% | $11,252-98.5% |